Brokers receiving 10-15% of the insurance premium you pay in commission creates misalignment. When your premium goes up, your broker makes more money.
The third-party vehicle is being pulled over by the police for speeding but stops in the right lane of travel instead of the shoulder.
Phrases like "safety is our top priority" are best spoken, and not put into writing.
Is social media a part of your distracted driving policy and training?